каждый) --- ## Описание Build and analyze financial models from diverse data, produce variance reports, and create multi-scenario forecasts for strategic FP&A decisions. ## Архитектура (10 фаз) 1. Financial Data Intake — Company profile YAML + Data Quality Assessment (1-5)

Revenue Model & Forecasting — SaaS / Transactional / Services / 3-Scenario Framework
Cost Structure & Budgeting — COGS / OpEx / ZBB (Zero-Based Budgeting)
Cash Flow Management — 13-Week Forecast
Unit Economics — LTV:CAC / CAC Payback / Burn Multiple / Magic Number / Rule of 40
Variance Analysis & Reporting — Board Financial Package (5 страниц)
Financial Modeling — 8-вкладочная структура Excel/Google Sheets
Fundraising Financial Prep — Data Room Checklist + Valuation Sanity Check
Strategic Finance — Pricing Analysis / Build vs Buy / M&A Diligence
Metrics Dashboard — Weekly (CEO) / Monthly (Board) / Quarterly ## Ключевые фичи - Three-Scenario Framework (bear 20% / base 60% / bull 20%)

Unit Economics Health Check (4 уровня: 🔴/🟡/🟢/🔵)
Cohort Analysis Template
13-Week Cash Flow Forecast
Revenue Multiple Benchmarks (SaaS, 2026)
Headcount Planning Model (с fully-loaded cost + recruiting cost)
Sensitivity Analysis (±20% на ключевые допущения) ## Триггерные команды (12 штук) "Build a financial model" / "Analyze our P&L" / "13-week cash forecast" / "Unit economics check" / "Board package" / "How much runway do we have" / "Budget review" / "Are we ready to fundraise" / "Pricing analysis" / "Monthly close" / "Forecast revenue" / "Headcount plan" ## Ограничения - Только SaaS / Transactional / Services модели
Требует финансовые данные от пользователя (не подключается к внешним источникам)
Бенчмарки валидны для US/Global SaaS рынка

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