Skills（SKILL.md）は、AIエージェント（Claude Code、Cursor、Codexなど）に特定の能力を追加するための設定ファイルです。
詳しく見る →Personal budget management with privacy-first local storage. Use when user mentions setting a budget, tracking spending, logging expenses, checking budget status, or managing money by category. Tracks income, expenses, and category budgets with proactive alerts. NEVER accesses bank accounts or external financial services.