Skills（SKILL.md）は、AIエージェント（Claude Code、Cursor、Codexなど）に特定の能力を追加するための設定ファイルです。
詳しく見る →Design UPI payment user experience and operations playbooks: consent wording, payment status messaging, retries, support workflows, refunds, and dispute communication. Use when creating product copy, UX flows, support SOPs, or incident communication for UPI payments and mandates.